Light in a Surgical Unit in Wisconsin

The insurance company’s refusal to pay for your back surgery is frustrating, but it is not unusual.

Many insurance companies initially refuse to pay for necessary surgeries. The less the insurance company pays to you, the more the insurance company keeps in profits. Therefore, the insurance adjuster hopes that you will accept the initial refusal to pay for surgery as the insurance company’s final word and that you won’t pursue the matter any further.

How to Get the Insurance Recovery You Deserve

Now that you know that the insurance company’s initial refusal to pay for your back surgery may not be the insurance company’s final answer, there are three things that you should do:

  • Gather all of the necessary evidence. Assuming that the insurance company has already accepted responsibility for the crash, you will need medical evidence to prove that the back surgery is medically necessary because of your accident injuries.
  • Make the right arguments. You need to convince the insurance company that it must pay for your back surgery and that you will go to court to enforce your rights if it is unwilling to make a fair settlement.
  • Work with an experienced motorcycle accident lawyer. The insurance company has a team of experts working hard to deny your surgery costs. You deserve a professional who will fight hard to make sure your surgery is included in your insurance recovery.

It is your doctor’s opinion—not an insurance adjuster’s opinion—that should influence your decision to move forward with surgery. If your doctor believes that it is medically necessary because of your motorcycle accident injuries, then you should fight to have the insurance company pay for the surgery and all other reasonable medical expenses.

Our motorcycle accident lawyers are also riders. We want you to be treated fairly, and we will go above and beyond the call of duty to make sure that happens. Call us, or start a live chat with us now to schedule a free consultation in our Appleton, Green Bay, Madison, Milwaukee, or Wausau office or let us come to you if you are in pain and unable to travel. Together, let’s make sure that you get the back surgery, other medical care, and all accident-related damages that you deserve.

Jason F. Abraham
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Managing Partner, Hupy and Abraham