Technically, you can handle any type of auto accident case on your own and negotiate a settlement with the insurance company. However, there may be advantages to contacting a car accident attorney, even for a case that you consider to be open-and-shut.
Four Reasons to Call a Lawyer
Accident lawyers have seen it all before and know how to handle different types of accident cases. Attorneys can be a major asset to your case as they have extensive knowledge of the law which can be invaluable in navigating the often confusing world of trial preparation. Specifically, a lawyer can:
- Investigate the case and make sure that there aren’t other factors that the defendant or the insurance company are going to raise to try to deny your claim.
- Negotiate directly with insurance companies on your behalf, so that you don’t have to handle the stress of such negotiations on top of your physical and emotional pain.
- Advise you of what a fair and equitable settlement would be for your accident injuries, so you don’t have to guess whether the insurance offer is a fair one.
- Advocate for your full and fair recovery.
Most car accident lawyers provide free consultations so you have nothing to lose, and much to potentially gain, from scheduling a meeting.
Six Situations When You Should Call a Lawyer
If you have no medical expenses and there was minimal property damage from your crash, then you may not need an attorney. However, you should contact an attorney as soon as possible if:
- Fault is not clearly established: If a police report does not accurately describe the accident and puts you at fault, it’s best to seek a car accident attorney. Fault is what determines who is responsible for damages.
- Serious injuries have occurred or long-term care is needed: A lawyer can help you make sure you get the full range of damages you are entitled to. Attorneys are experts in negotiation that can maximize your recovery.
- Significant damage happened to your vehicle: The at-fault party or his insurance company is responsible for paying damage done to your vehicle, or deeming it a total loss, often including the costs of alternative transportation while it’s being repaired.
- The insurance company won’t provide compensation: Insurance companies will try to avoid paying more than they need to and will look for any expense that may be invalid. An attorney can ensure that the maximum recovery is achieved.
- Compensation is insufficient: The initial offer from the insurance company may be too low to fully cover the cost of your injuries and property damage. An attorney can advocate on your behalf.
- The insurance adjuster is pressuring you: Adjusters have no obligation to provide the full level of compensation you deserve. They seek only to settle the case as quickly as possible.
If you would like to contact an attorney now, we encourage you to start a live chat with us or call us directly at 1-800-800-5678. Even if you’re not sure you have a case, please contact one of our experienced personal injury attorneys with any questions you may have and we would be pleased to provide you with a free, no-obligation consultation.