Insurance Company Bad Faith After a Motorcycle Crash

The insurance company didn’t cause your motorcycle accident injuries, but the insurance company is responsible for paying your motorcycle accident damages. Unfortunately, insurance companies are primarily interested in maximizing their profits, which often means paying you less than you deserve for your motorcycle crash injuries.

Ten Signs the Insurance Company May be Acting in Bad Faith

Insurance companies are required to act in good faith. Yet, that doesn’t always happen. An insurer may be acting in bad faith if the insurance company:

  • Is responsible for paying your motorcycle accident claim and refuses to pay it. Insurers have a legal obligation to pay valid claims.
  • Offers you considerably less than your claim is worth. Insurance companies should not knowingly offer you much less than the value of your claim in an effort to maximize their profits.
  • Fails to pay your motorcycle accident claim in a timely manner. Once the insurer agrees to pay your claim, it should pay your settlement within a reasonable amount of time and without unnecessary delay.
  • Requires unreasonable or unnecessary documentation or paperwork from you before it will process your claim.
  • Fails to give you an answer about your claim in a timely fashion. If the insurer denies your claim, it must do so within a reasonable amount of time
  • Fails to conduct a reasonable investigation into your claim. Before your claim is denied, the insurer should be sure that it has a valid reason to deny your claim.
  • Fails to explain why your claim was denied when it sends you notice that your claim was denied.
  • Threatens you. Insurers should act professionally and respectfully. You should not be threatened for pursuing a motorcycle accident recovery.
  • Purposefully misrepresents the insurance coverage or the law. Insurance companies should not knowingly mislead you about the applicable insurance policy or motorcycle accident law.
  • Refuses to provide you with evidence supporting its decision. You have the right to ask for an explanation of the insurance company’s decision and supporting documentation.

A calculation or other mistake does not necessarily indicate bad faith but could impact your settlement. Accordingly, whether the insurer acted in bad faith or simply made a mistake, you want an experienced motorcycle accident lawyer on your side who will help you get the accident damages that you deserve.

Protect Your Motorcycle Accident Compensation

In some cases, you may be able to pursue a bad faith insurance claim in addition to your motorcycle accident case. However, whether or not you pursue a bad faith insurance claim, you deserve to make a fair motorcycle accident recovery.

Your fair recovery should include, but is not limited to compensation for past and future:

  • Medical expenses including hospitalizations, surgeries, medications, doctors’ appointments, rehabilitation therapies, and other healthcare care needs
  • Lost income for all lost wages, benefits, raises, and income from self-employment
  • Out-of-pocket costs, including property damage
  • Pain for the physical injuries you suffered
  • Suffering for your emotional injuries and loss of enjoyment of life

Wisconsin, Illinois, and Iowa insurers know that our motorcycle accident attorneys mean business. We will not settle for less than your case is worth. Instead, we will aggressively pursue insurance negotiations and go to court if the insurance company refuses to settle your claim fairly. Many insurers don’t want to risk the uncertainty of litigation and decide to settle our clients’ claims.

Our experienced motorcycle accident lawyers are also riders. We believe everyone has the right to enjoy motorcycling and we are passionate about representing fellow riders. So far, we’ve helped more than 4,000 injured riders recover tens of millions of dollars.

Contact us to talk about how we may help you if the insurance company isn’t treating you fairly. We would be happy to meet with you in any of our 11 Midwest motorcycle accident offices located in Milwaukee, Appleton, Green Bay, Madison, Wausau, Cedar Rapids, Davenport, Des Moines, Bloomington, Gurnee, and Rockford. Please call us today to schedule your free no-obligation consultation to talk about how to protect your possible recovery and our Win or It’s Free Guarantee!


Jason F. Abraham
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Helping car accident and personal injury victims throughout Wisconsin, Illinois and Iowa since 1993.