Will I lose my insurance deductible after a car accident?

You needed to get your car repaired or replaced, and you had no choice but to pay the car insurance deductible to start the process. However, now that you are pursuing an insurance claim for all of your accident damages, you may wonder whether the amount that you paid for your deductible should be included in your recovery.

Your Deductible May Be Part of Your Car Accident Recovery

If someone else caused your crash, then your deductible should be part of your accident recovery. Your insurance company may recover your deductible when it seeks damages from the at-fault driver’s insurance company.

However, if you end up being at fault for the crash or pursuing a recovery from your uninsured or underinsured motorist coverage, you may pay your own deductible.

Get the Accident Compensation You Deserve

Your deductible may not be your most significant accident-related expense. You may also suffer other accident damages for things like past and future healthcare costs, lost income, physical pain, emotional suffering, and out-of-pocket expenses. You deserve fair compensation for all of these things, but insurance companies may not treat you fairly. Accordingly, we encourage you to contact our experienced car accident lawyers.

Our Wisconsin, Illinois, and Iowa car accident lawyers have helped more than 70,000 clients recover more than $1 billion. Insurance companies know that our attorneys mean business and that we won’t hesitate to go to court to get our clients the compensation they deserve. Often, insurers don’t want to face the uncertainty of litigation and prefer settling our clients’ claims.

We will fight for your fair and just compensation and include all of your accident-related expenses, including but not limited to the deductible you paid to get your vehicle fixed after your crash.

Have You Been Injured In A Wisconsin, Illinois or Iowa Car Accident?

If you've been injured in a car accident you should speak to an experienced car accident attorney as soon as possible. You can contact us online or call our office directly at 800.800.5678 to schedule your free consultation with one of our car accident lawyers. We have been helping car accident victims since 1964 and service clients throughout Illinois, Wisconsin and Iowa

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Jason F. Abraham
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Helping car accident and personal injury victims throughout Wisconsin, Illinois and Iowa since 1993.