Often, the simplest way to get you into a rental car is to get a rental through your own insurance policy, if you have rental coverage. 

Alternatively, you may pay out-of-pocket for your rental then seek reimbursement from the other insurance company once it completes its investigation. 

It is entirely appropriate for the insurance company to provide you with a rental vehicle that is comparable to the vehicle being repaired or totaled, particularly in situations where you require a particular type of vehicle for your job or business.

Be mindful that most collision policies do not allow for endless rental coverage.  You are normally allowed to rent a vehicle until your vehicle is repaired, or until the insurance company issues you payment in a total loss situation provided that such coverage is included in your insurance policy.  You should inquire about a reasonable extension of the rental if you foresee a delay.

Rental car costs can add up quickly. According to the Insurance Information Institute (III), a vehicle is in the shop for an average of two weeks after an accident. That can lead to rental car expenses of $500 or more. Accordingly, it is important to know your rights and to advocate for your fair recovery. 

*Note- In Wisconsin you are responsible for purchasing insurance for your rental vehicle.  An at-fault insurance company in Illinois should cover that expense. 

If you've been involved in a car accident resulting in damage to your vehicle, contact us online or call us directly at 1.800.800.5678 for a free consultation.

You'll also want to download our free "Ultimate Guide For Automobile Accident Victims" loaded with everything you need to know to protect your rights and receive a fair settlement.