Multi-Car Wreck on an Iowa Road

Multi-vehicle accidents are rarely the fault of one driver. With more than two drivers involved in a crash, there is often a lot of confusion and finger-pointing as each driver tries to avoid paying for accident damages.

Before you can recover damages for your accident injuries, you must identify the driver or drivers who are legally responsible for your crash. In a multi-car crash, this could include the driver who:

  • Caused the initial collision
  • Rear-ended your vehicle
  • Failed to use a turn signal
  • Was speeding
  • Was distracted
  • Was drunk
  • Was otherwise negligent

Often, more than one driver will be legally responsible for injuries, and your recovery may come from more than one driver or insurance company.

Evidence Is Critical to Your Car Crash Recovery

Before any insurance company settles your case or a court awards you damages for your accident injuries, you must prove who caused your accident injuries and the percentage of liability that should be attributed to each driver. To do this, you will need evidence, such as:

  • Police reports
  • Pictures and videos from the accident scene
  • Vehicle damage
  • Skid marks and other physical evidence from the accident scene
  • Eyewitness accounts of the crash
  • Expert testimony about the crash

Additionally, you must prove that your injuries were caused by the accident and the value of your injuries. Evidence about your injuries may include:

  • Medical records from your first visit to the doctor or hospital after the crash
  • Medical records from ongoing treatments and appointments
  • Documentation of your lost income
  • Documentation or testimony about how the injuries have impacted your daily living activities
  • Expert testimony about how your injuries are expected to impact your future

Your car accident lawyer will analyze the evidence and present it to the insurance company or court so that you can recover fair damages for your past and future healthcare costs, lost income, physical pain, emotional suffering, and other accident-related damages.

Who Is Responsible for What in an Iowa Multi-Vehicle Crash?

If multiple drivers caused your accident injuries, then multiple drivers, or their insurers, may need to pay your damages. According to Iowa’s comparative fault law, each driver is responsible for paying the percentage of damages that the driver caused as long as you were less than 50 percent responsible for the crash.

For example, the driver who initially caused the collision may be 40 percent responsible for the accident, the driver who rear-ended you may be 40 percent responsible for the accident, and you may be 20 percent responsible for the crash. In this scenario, you may recover up to 80 percent of your damages split evenly between the two drivers who were each 40 percent at fault for the wreck.

Get the Help You Deserve After a Multi-Car Accident

Determining how much fault each driver bears for the crash is often difficult in multi-vehicle accidents. You have to prove which drivers:

  • Owed you a duty of care
  • Breached the duty of care by failing to act like reasonable drivers would in similar circumstances
  • Caused your injuries which would not have occurred but for the drivers’ negligence

You also need to establish that you have a legal right to damages. Accordingly, it is essential to work with an experienced motor vehicle accident lawyer who knows how to gather evidence and make convincing arguments to resolve your case fairly.

The attorneys of Hupy and Abraham have helped more than 70,000 personal injury clients over the past 50 years. Together, our clients have recovered more than $1 billion for their injuries.

We know how to investigate complicated car accident cases and fight to protect our clients’ rights. Insurance companies know that we mean business and that if they are unwilling to provide fair settlements, that we will go to court to protect our clients’ rights.

Contact us today to schedule a free consultation in our Cedar Rapids, Des Moines, or Davenport office. If you can’t come to us, then we will come to you! Learn more about your rights and our Win or It’s Free Guarantee today.

Jason F. Abraham
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Managing Partner, Hupy and Abraham