Some older drivers discover their skills have faded over timeDrivers who are 75 years old or older are involved in significantly more car accidents than middle-aged drivers, according to the Iowa Department of Transportation.

Iowa Has Special Licensing Requirements for Older Drivers

Like many states, Iowa has special driver’s licensing requirements for older drivers. These requirements are meant to prevent serious accidents that could injure or kill the older driver or someone else on the road.

Iowa’s law requires that:

  • Drivers’ licenses be renewed every two years for drivers age 72 and older. Drivers between the ages of 17 and 71 have their licenses renewed every eight years.
  • Proof of adequate vision be provided at every driver’s license renewal beginning at age 70. For younger drivers, a vision test is only required when renewing a license in person.
  • All drivers’ license renewals occurring at age 70 onward be done in person. Other drivers may renew online for every other renewal and thus, just renew in person every 16 years.

The Iowa Department of Transportation also offers resources to help keep older drivers on the road and to help them maintain their independence for as long as it is safely possible to do so.

How Do You Know Whether Age Was a Factor in Your Accident?

Just as a teenager’s young age does not automatically make him responsible for an accident, a senior citizen’s older age does not automatically make her responsible for a crash. A person’s chronological age may not prove fault, but it may be relevant to the investigation into what caused your accident.

For example, if you were hurt by an older driver, then you might want to know if the driver…

  • Has any medical conditions that might have been relevant to the crash.
  • Meets the vision requirements for an Iowa driver’s license.
  • Was advised to stop driving by a doctor or loved one.
  • Would have been able to avoid the collision if she had the reflexes of a reasonable driver.
  • Had any cognitive issues that could interfere with her ability to interpret road signs or signals.

The answers to these questions and others may help prove that the other driver was at fault and, therefore, that the other driver should pay for your fair recovery.

How to Protect Your Recovery After an Accident With an Older Driver

If an older driver caused your accident—because of his age or because of any other reason—then you may be entitled to damages for the injuries that you suffered. Those damages may include compensation for your past, current, and future:

  • Lost income
  • Medical expenses
  • Out-of-pocket costs
  • Pain and suffering
  • Other losses caused by the accident

Generally, your recovery will come from the older driver’s insurance company. However, before a fair car accident settlement can be reached, you will need to prove the cause of your crash and the amount of your resulting injuries. For more information or for help negotiating with the insurance company, please start a live chat with us today.

Jason F. Abraham
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Managing Partner, Hupy and Abraham