If someone else caused your injuries, then that person or his insurance company should pay for all of your personal injury damages, including your medical expenses.
Medical expenses include anything that is related to managing your pain or improving your health from your injury, such as:
- Hospital stays.
- Surgeries.
- Doctors’ appointments.
- Medications.
- Rehabilitation costs, such as physical therapy or occupational therapy.
- Assistive devices, such as crutches or prosthetic limbs.
As with all of your damages, you will need to prove the specific value of your medical expenses in order to make a fair recovery.
What About Your Own Health Insurance?
It takes time to get a personal injury recovery. You could not—and should not—wait to get medical care until your personal injury damages are recovered. Instead, you should get the medical care that you need as soon as possible after your injury.
This may include using your own health insurance policy to pay your hospital bills, your doctor bills, and your medication costs. If this is what you did, then your health insurance may have a claim against your recovery. In other words, the health insurance company may be reimbursed for the medical expenses it paid on your behalf that were directly related to the injury. However, anything that you paid for directly—including deductibles and co-pays—should be included in the damages that you receive from a personal settlement or lawsuit.
Protect the Recovery That You Deserve
Recovering for the medical costs and other damages that resulted from your personal injury can be complicated. The defendant, or the defendant’s insurance adjuster, is going to try to pay you as little as possible by denying liability or by contesting the value of your damages.
However, you deserve to recover fair damages and our experienced personal injury lawyers can help you do just that. Please contact us online or call us directly at 800.800.5678 for more information. We would be pleased to schedule a free, no obligation consultation with you to discuss your recovery of medical expenses and other damages after a personal injury accident.
