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Who's liable for an injury caused by falling merchandise in a store?

Key Takeaways

A falling merchandise injury can support a premises liability claim when a store failed to safely stock, display, or secure its products. Proving the claim means showing the store had a duty to keep merchandise secure, breached that duty through something like overstocking or an unstable display, and caused an injury as a result. Wisconsin's comparative negligence law can still allow a partial recovery even if the customer shares some of the blame, as long as the store's fault is greater. Hupy and Abraham explains.

Falling merchandise accidents often happen in warehouse storesA trip down a warehouse-store aisle should not end with a case of bottled water crashing into your shoulder or a stack of paint cans tipping onto your foot. Yet a falling merchandise injury occurs more often than most shoppers expect, and determining who is responsible for the resulting medical bills is rarely as simple as "it just fell." At Hupy and Abraham, we help injured Wisconsin shoppers sort through the legal theory behind these claims and hold negligent stores accountable when their shelves or displays cause serious harm. 

How Wisconsin Law Treats a Falling Merchandise Injury 

A falling merchandise injury is generally handled as a premises liability claim built on ordinary negligence principles. Instead of assuming the store is automatically at fault just because something fell, Wisconsin law requires an injured shopper to establish three specific elements before a store can be held responsible. 

A Store's Duty to Safely Stock and Secure Merchandise 

Every store that invites the public inside owes its customers a duty of reasonable care. That duty includes stocking shelves so items will not tip, slide, or roll off, securing top-heavy or bulk displays so they cannot be knocked loose, and training employees to notice and fix unstable stock before someone gets hurt. 

A Breach of That Duty 

A duty only matters if it is broken. Common breaches we see in falling merchandise cases include shelves that were overstocked beyond a safe weight or height, boxes stacked without proper blocking or bracing, end-cap and promotional displays built to be eye-catching rather than stable, and damaged shelving or brackets that were never repaired despite poor property maintenance that should have been caught during a routine inspection. A store's own layout can also be part of the problem when unsafe property design puts heavy items above head height without adequate barriers. 

Causation and Injury 

Finally, the breach has to be the reason you got hurt. This is where documentation matters most. A shopper who can connect a specific unsafe condition, such as a loose top shelf or an improperly secured pallet, directly to the moment merchandise fell and caused an injury is in a far stronger position than one who can only say something hit them. 

Where Falling Merchandise Injuries Commonly Happen 

Falling merchandise injuries are especially common in big-box retailers and warehouse-style stores, where bulk packaging, tall industrial shelving, and forklift-loaded pallets are part of daily operations. Frequent scenarios include boxes falling from overstocked upper shelves in home improvement and grocery warehouse stores; unsecured end caps or seasonal displays collapsing when a customer removes one item; pallets or bulk packages left unsecured in aisles while restocking is underway; and improperly stacked or tapered stock that shifts and falls when nearby items are removed. Any of these situations can result in serious injuries in fall accidents, whether the merchandise itself causes the harm or a customer falls while trying to avoid it. 

Injuries Shoppers Often Suffer From Falling Merchandise 

The injuries from a falling merchandise incident often depend on the item's weight, the height from which it fell, and where it struck the shopper. We regularly see head injuries, ranging from lacerations to concussions and more serious traumatic brain injuries, when merchandise strikes a shopper from an upper shelf. Neck injuries are also common, particularly whiplash-type strains that occur when a shopper reflexively jerks away from falling stock. Back injuries, including disc damage and spinal cord injuries, can result from direct impact or from an awkward fall while trying to dodge a falling object. Any of these injuries can mean lost wages, ongoing medical treatment, and pain that affects daily life long after the store has restocked its shelves. 

Evidence That Can Strengthen a Falling Merchandise Injury Claim 

Because a store will rarely admit fault on its own, the evidence gathered soon after the incident often makes or breaks a claim. Helpful evidence includes: 

  • Photos of the shelf, pallet, or display as it looked immediately after the incident, including any visible damage or overstocking 

  • A copy of the store's written incident report, along with the name of the employee or manager who completed it 

  • Store surveillance footage, which many retailers only retain for a limited time before it is overwritten 

  • Contact information for any witnesses who saw the merchandise fall or the condition of the display beforehand 

  • Photos of your visible injuries and copies of medical records documenting treatment 

Knowing how to quickly collect and protect evidence is especially important with surveillance footage, since many stores overwrite their video footage within days. The federal government also sets baseline expectations for how retailers and warehouses should secure stored materials; the Occupational Safety and Health Administration's materials handling standard requires that stacked goods be secured against sliding, falling, or collapse, which can be useful context when arguing a store ignored a known hazard. 

How Comparative Negligence Could Affect Your Case 

Not every falling merchandise injury claim is clear-cut. If a customer was reaching over a safety barrier, climbing on shelving to grab an item, or otherwise misusing a display that fell, the store may argue that the customer shares some responsibility for the incident. Wisconsin's comparative negligence law allows for exactly this kind of shared fault. Under Wisconsin's comparative negligence rules, an injured shopper can still recover damages as long as the store's percentage of fault exceeds the customer's. If a court or insurer finds the customer 50 percent or less at fault, the recovery is simply reduced by that percentage. Only when a customer's fault reaches 51 percent or more does Wisconsin law bar recovery entirely. That is one more reason a Wisconsin slip and fall claim involving falling merchandise benefits from an early, thorough look at exactly how the incident unfolded. 

Jason F. Abraham
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Helping car accident and personal injury victims throughout Wisconsin, Illinois and Iowa since 1993.
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