An Iowa man was injured working as an independent contractor as a truck driver in Illinois. After he exited his truck and began to cross the street he was struck by a negligent driver. After being rushed to the hospital he was discharged several days later thankfully with soft tissue injuries and no fractures. Although, a subsequent MRI revealed damage to one of his shoulders which ultimately required surgery to repair.
After getting the run around from the insurance company for a couple of months, the man hired Hupy and Abraham. Attorney Vito Manicioto was able to get the policy limits from the negligent drivers’ insurance in Illinois. Attorney Manicioto also collected the policy limits for the underinsured motorist coverage from the truck owners' insurance for whom he was driving for in Illinois. Unfortunately, this was still not enough to compensate the man, so we negotiated with the insurance company for the man’s personal Iowa policy to tender its policy limits as well as for its underinsured coverage. This was one accident that resulted in tendering of policy limits from three insurance companies in two different states resulting in a $150,000 settlement.