Do you have enough insurance that will protect you in the event of a car crash? While you may assume the other driver’s insurance should cover your injuries and damages in a wreck, sometimes drivers don’t carry enough insurance. In order to protect yourself, find out how much auto insurance coverage you should have by watching this video.

The minimum auto insurance coverage requirements in Iowa are 20/40. These numbers mean that if you injured someone in an auto accident, your insurance company will pay $20,000 to one person or $40,000 regardless of how many people are hurt. Unfortunately, medical bills can add up quickly, making this coverage inadequate. In order to protect yourself, make sure you buy more insurance than the state minimums and purchase underinsured and uninsured motorist coverage. Although drivers can opt out of underinsured and uninsured coverage in Iowa, it is never a good idea to do this. You never know when you might be in a car accident with someone who doesn’t have insurance or doesn’t have an adequate amount of insurance. This is why you should always purchase enough insurance.

To find out if you have a sufficient amount of insurance or if you have any questions about this topic, please call Hupy and Abraham in Cedar Rapids at 800.800.5678 or reach us online at

Jason F. Abraham
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Helping car accident and personal injury victims throughout Wisconsin, Illinois and Iowa since 1993.