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Iowa | Articles
How Do the 2009 Insurance Law Changes Affect My Policy?
*Mandatory Liability Insurance For All Motorists
*Higher Liability Insurance Limits
(increased to $50,000 per person and $100,000 per accident)
*Automatic Uninsured and Underinsured Motorist Coverage
($100,000 per person and $300,000 per accident)
*Increased Coverage for Medical Expense Payments
($10,000 minimum and stacking permitted)
*New Definition for Uninsured and Underinsured Coverage
*Stacking of Policies and Vehicles is Permitted
*No Reducing Clauses Allowed in Insurance Policies
Each of these changes will be discussed in individual articles posted under this section. For information on the purchase of insurance and how your policy will change, please contact an insurance agent who sells motor vehicle liability insurance. Remember, high limits of uninsured and underinsured motorist coverage are necessary and inexpensive to buy.