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Be Careful When Exchanging Information After a Car Accident

After an Iowa car accident, you are required by law to stop as close to the scene as safely possible, check to see if anyone was injured, and exchange information with the other driver. But do you know what information to provide?

There are many car accident checklists and apps available. They contain lists of information that you should obtain from the other driver. Here’s an example:

  • Driver’s Name
  • Address
  • Driver License Number and State
  • Date of Birth
  • Home Phone Number
  • Work Phone Number
  • Vehicle Owner
  • Vehicle Owner Address
  • Name of Insurance Company
  • Address and Phone Number of Insurance Company
  • Insurance Policy Number
  • Type of vehicle
  • Vehicle Make and Model
  • Vehicle Mileage
  • Vehicle Identification Number (VIN)
  • License Plate Number
  • Number of Occupants
  • Names and Addresses of Passengers

The problem is that this list contains a lot of identifying information. Your name, address, and license number may be enough information to allow someone to take out a store credit card in your name. Giving your address tells a potential criminal where he can obtain your mail. This may seem overly cautious, but the fact is that a major reason why accidents are staged is to collect information for identity theft. The National Association of Insurance Commissioners recently warned about providing too much information following an auto accident.

So what should you provide? Here’s a list that will provide the other driver with what he needs and protect your identity after a Cedar Rapids traffic accident:

  • Name
  • Vehicle Make and Model
  • Vehicle Year and Color
  • Vehicle Identification Number (VIN)
  • Insurance Company
  • Insurance Agent (if available)
  • Insurance Agent or Company Phone Number
  • Policy Number

Learn how to protect your rights after a Cedar Rapids car accident. Request a free copy of The Ultimate Guide For Automobile Accident Victims. To schedule an appointment with a Cedar Rapids car crash attorney, contact Hupy and Abraham at 800-800-5678.

Jason F. Abraham
Managing Partner, Hupy and Abraham
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