As the foremost motorcycle accident law firm in Milwaukee and Wisconsin, Hupy & Abraham support the biker community one hundred percent. While our attorneys share the bikers' passion, they also see firsthand what the consequences are if motorcyclists bite the dust. In order to keep the fun going, Wisconsin bikers should keep danger at bay and:

• Take training courses until they have acquired the skills to ride under all circumstances;
• Always ride with full protective gear: helmet, eye protection, gloves, pants, boots;
• Ride defensively and make sure other drivers see them: bright clothing and lights on;
• Purchase the right insurance policy.

What kind of motorcycle insurance contract should you have?

Property damage liability: This covers you for the material damage you cause to other vehicles or property. It may also pay for a replacement car while the other vehicle is out of service.

Bodily injury liability: If you are at fault in a crash, this insurance pays for bodily injury to others. The contract may also cover passengers on your own motorcycle, if requested. Damages covered should include medical bills, lost wages, replacement services, disability, pain and suffering, loss of life and other expenses.

Physical damage cover: This policy reimburses damage to your own motorcycle, whether or not you were at fault. It also covers damage to or loss of your bike in case of theft, fire, windstorm or flood. Most insurers will require a deductible, an amount you have to pay before your insurance "kicks in." If your bike is leased or financed, the finance organization is likely to require such a policy.

Medical coverage: If you do not have a good health insurance, you may want to take this insurance to cover medical expenses regardless of who caused the accident. Bike crashes can result in serious injuries and very high medical expenses, so this insurance may be quite expensive.

Underinsured or non-insured motorist coverage: This insurance policy reimburses medical expenses if you are hurt in an accident caused by another party whose bodily injury liability insurance is not sufficient to pay for the damages, or is nonexistent.

If you have been hurt in a Wisconsin or Illinois motorcycle accident, contact Hupy & Abraham, S.C. today at 800-800-5676 (toll-free) or 414-223-4800 (local) for a free evaluation of your case, or send us an e-mail with your questions. Hupy & Abraham has offices in Milwaukee, Madison, and Appleton in Wisconsin, and Gurnee and Bloomington in Illinois.