If you've been injured in any kind of accident, such as a car crash, motorcycle wreck, slip and fall or other type of accident, then you are probably facing some difficult questions.You may wonder:
"How will I pay for my medical treatment?"
"What about all the time I have to miss from work?”
The answers to these questions aren't the same for every injured person, but if your injury was the result of someone else's negligence then you should not have to shoulder these costs by yourself. Instead, a Wisconsin injury claim could mitigate some - or all - of the financial burden associated with your injury.
What to Do at the Scene of an Accident
Accidents are stressful and disorienting. If you've been in an accident, you should immediately seek medical attention and notify the authorities so that they can take a formal statement. It is crucial that you cooperate with the authorities and emergency responders by answering their questions honestly, but be careful not to say too much. Anything you say can be used against you, so don't apologize for the accident or say something like, "I wasn't paying attention." Statements like this can seriously hamper your claim, even if they're said in a state of confusion.
When the police have finished taking your statement, request a copy of the accident report and make sure that you write down the names and contact information of potential witnesses. In addition, if you have a camera or smartphone on hand, try to take pictures of the scene of the accident and any damaged property. These steps are integral to the success of your Wisconsin injury claim.
Contact Your Insurance Provider
After your accident, you must notify your insurer of the accident. An insurance claims representative, commonly referred to as an adjuster, will take your statement about the accident and begin an investigation to determine the authenticity of your claim and a dollar value of the damage.
When speaking with the adjuster, it's helpful to have a copy of the initial police report on hand. Sometimes the details of an accident can become unclear as time goes by, and part of the adjuster's job is to look for discrepancies. Insurance companies remain profitable by having more money coming in than going out, so when you file a Wisconsin injury claim, the adjuster will be looking for ways to reduce the sum you're rightly owed for your damage or injuries - or ways to deny your claim altogether. This is when having a personal injury attorney may prove beneficial. A lawyer knows the accident claims process and insurance adjuster's tactics and can help you avoid costly mistakes.
Keep Records of Injuries and Expenses
It is important that you keep copies of medical records and expenses after your accident. You will need these documents to prove the legitimacy of your claim and to be reimbursed if your claim is successful. Photographic evidence is also useful. Pictures from the scene of the accident and of your injuries over time will substantiate the severity of your damages.
Negotiating a Settlement
Hiring an attorney is not always necessary to receive a settlement after an accident - for instance, in the case of minor accidents with no physical injuries, legal counsel may not be required to receive fair compensation from an insurance company. However, in cases involving serious physical injury, or in which both parties accuse the other of being the party at fault, retaining the services of an experienced Milwaukee personal injury attorney is crucial.
If your claim goes to trial, Wisconsin follows a modified comparative negligence system. This system stipulates that if you contributed to the cause of your injury, your damages will be decreased by your percentage of fault. If it's determined that you are 51% or more responsible for the accident, you are not eligible for damages.
A Wisconsin accident can impact more than just your short-term health. Serious or permanent injuries may require hundreds of thousands of dollars in treatment and rehabilitation costs. If your injuries prevent you from working for an extended period of time, you likely will not be able to handle these costs on your own.
Thus, it is important to begin protecting your rights today. Please download a FREE copy of our book, The Ultimate Guide for Automobile Accident Victims to learn more.