.png)
Not all insurance companies and insurance adjusters are the same. However, they all have the same goal. Their goal is to pay you as little as possible in a negligent security settlement so as to maximize their own profits. That goal competes with your goal of getting a fair recovery for the injuries you suffered due to a property owner’s failure to provide adequate and reasonable security.
How Some Insurance Companies Try to Reach Their Goal
In order to make a fair recovery, you need to know how some insurance companies may try to minimize your recovery. Some adjusters may, for example:
- Pressure you to settle quickly. The insurance company may believe that the faster you settle, the less likely you are to know your future damages, or the less likely you are to consult with a lawyer about your fair compensation.
- Try to get you to harm your own case. Insurance adjusters may try to get you to talk about your case, your injuries, or your recovery with the hope that you will say something that can be used against you in settlement negotiations.
- Fail to give you all of the information that you need. It is not the insurance adjuster’s job to tell you what your case is really worth, or even what your legal rights are in this situation.
- Take advantage of your situation. You may need money quickly. The insurance company may try to offer you a low settlement so that you will take it now to satisfy your immediate financial needs. However, this could put you at long-term financial risk, because once you accept a settlement you will not recover additional damages in the future.
You don’t have to fall for these tricks. You don’t even have to talk to the insurance company directly.
There Is Another Way
You have the right to get help from someone who is looking out for your best interests.
If a property owner failed to provide you with reasonable security and you were hurt, then the property owner’s insurance company may be required to pay for your injuries. A full investigation into the terms of the property insurance policy and the policy limits should be done to protect your rights and potential recovery.
Our lawyers have decades of experience interpreting insurance policies and settling personal injury cases. We would be pleased to provide you with a free, no obligation consultation about your rights. Please call us—at any time, on any day—at 1-800-800-5678 to learn more tips and resources for protecting your rights after a negligent security incident or to learn more about your individual recovery.
