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Is Iowa a No-Fault Auto Insurance State? After a Cedar Rapids car accident, people often want to know if Iowa is a no-fault state. However, like many other states, Iowa is a comparative negligence state, which means the role of negligence can impact personal injury claims.

Comparative negligence in Iowa means that after a crash the insurance adjusters will review the accident to determine if you were partially at fault. They will look at the conduct of both drivers and assign you a percentage of fault out of 100 percent. If you were found 20 percent at fault for failing to signal, but another driver was found to be 80 percent at fault due to speeding and driving carelessly, then you can pursue a claim for damages.  Although your total settlement will be reduced by 20 percent, you can still claim compensation; however, drivers found to be over 51 percent at fault cannot collect compensation from someone who is less at fault in the wreck.

Even if you were found partially at fault in a crash, you should still contact an experienced attorney for help getting the compensation you need and deserve. Call Hupy and Abraham to discuss your case with us in a free consultation at 800.800.5678 or contact us online at

Jason F. Abraham
Managing Partner, Hupy and Abraham