A:

It is not necessary for Wisconsin bikers who use their motorcycles only on weekends to pay insurance coverage for the five days of the week it stays in the garage.

You must first decide what coverage you need, irrespective of the frequency of your motorcycle riding. This means that you determine if and to what extent you want the insurance to cover property damage, bodily injury, physical damage, medical costs or underinsured/uninsured motorist damage.

Once this has been established, you should make sure that you will not ride on a weekday, or working day. This means that your bike may have to stay in the garage during most of your vacation time. You are now ready to call a motorcycle insurance company and tell them exactly what you want.

On a final note, be extra careful to copy and paste in a readable format the clauses dealing with the days and periods you are covered, so as to make sure you do not inadvertently take your bike when you are not supposed to.