A: After your Wisconsin auto accident you should be concerned about healing, not fighting the insurance company over the value of your car.  However, trying to getting the correct value for your car can be a battle. 
The insurance company will determine at the actual value of your car.  This involves complicated calculations that inevitably favor the insurance company.  Some of the factors include the insurance company's estimate of your cars value, salvage value and repair costs.  Generally, insurance companies total your car when the estimated cost of repairs plus the salvage value equals or exceeds the actual cash value of the vehicle.
Many people dispute the fairness and accuracy of the actual cash value of their car.  They point to excellent vehicle maintenance, new tires, expensive rims, trim or other upgrades.  However, the insurance company may be unwilling to take these factors into consideration. 
What can you do?  You can fight with the company and the adjustor, bringing in receipts and evidence of upgrades and maintenance.  However, too often the insurance company is ready for a fight and will work very hard to minimize your claim.  You should be concentrating on healing yourself, not fighting for what is rightfully yours.
After a serious, injurious accident do you have the time and energy for this fight?  Do you know your rights as an accident victim?  To ensure that you and the value of your car are protected after an accident request a free copy of our Ultimate Guide for Automobile Accident Victims.    

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